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Business Checking

Improve your business with smarter checking options.

The right checking account frees you up to focus more on your projects, customers, and day-to-day operations. Whether your company is hundreds strong or you’re the sole proprietor of a small business, we offer checking accounts to help you manage your checking needs more effectively. Simplify transactions, improve access to your funds, and take advantage of a range of additional services.

Non-Interest Earning Accounts

 
Business Checking
Commercial Checking
Commercial Checking Plus
  Business Checking Commercial Checking Commercial Checking Plus
Monthly Service Charges*

$8

$10

$15

Business Online Banking

Available

Available

Available

Online Bill Payment

Available

Available

Available

Business Debit Cards

Available

Available

Available

Minimum Balance Required to Open Account

$50

$100

$100

Transaction Charges

Over 100 items (checks paid, checks deposited, deposit tickets) $0.40 each; unlimited electronic transactions

Per item paid $0.15, per item deposited $0.12, per deposit ticket $0.10, uncollected balance position based on bank reference rate*** ACH debit $0.12/credit $0.10

Per item paid $0.18, per item deposited $0.15, per deposit ticket $0.25, uncollected balance position based on bank reference rate*** ACH debit $0.12/credit $0.10

Qualifier to Avoid Monthly Service Charges

$1,000 average available balance, excess monthly transaction charges will continue to apply

None

Investable balance/earnings credit, account analysis***

Monthly Statement Charges

No charge for paperless statement (Business Online Banking required) $5 per account for paper statement

No charge

No charge

Statement with Check Images

$5 per account, for images

$5 for images

No charge

CD-Rom Statement Checks (front/back) and Deposit Tickets Included

$25 per account, per statement

$25 per account, per statement

$25 per account, per statement

More Details

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Interest Earning Accounts

 
Interest Earning Business Checking**
Business Money Market (MMA)
  Interest Earning Business Checking** Business Money Market (MMA)
Monthly Service Charges

$10

$10

Business Online Banking

Available

Available

Online Bill Payment

Available

Not Applicable

Business Debit Cards

Available

Not Applicable

Minimum Balance Required to Open Account

$50

$100

Transaction Charges

Over 100 items (checks paid, checks deposited, deposit tickets) $0.40 each; unlimited electronic transactions

Over 6 withdrawals $1 each. Over 25 checks deposited, $0.40 each. You may make 6 transfers from account each statement cycle, up to 6 by check to third parties or remaining preauthorized transfers by automated debit or telephone. A $10 excess transaction fee may apply.

Qualifiers to Avoid Monthly Service Charges

$2,500 average available balance

$2,500 average available balance, excess monthly transaction charges will continue to apply

Minimum Available Balance to Earn Interest

$1,000

$1,000

Monthly Statement Charge

No charge for paperless statement (Business Online Banking required) $5 per account for paper statement

No charge

Statement with Check Images

$5 per account, for images

$5 per account, per statement

CD-Rom Statement Checks (front/back) and Deposit Tickets Included

$25 per account, per statement

$25 per account, per statement

More Details

Learn More

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*The Monthly Service Charges will post even if no checks are paid/deposited.
**Only Non-Incorporated Sole Proprietorships are eligible for interest bearing, transaction accounts.
***Fees are reduced by an earnings credit which is calculated using a periodically established market rate, times the average investable balance in your account during the month. The investable balance is determined by subtracting deposit float and reserve requirements from the average available balance. If the investable balance for your account falls below zero, which can occur when you use uncollected funds, a fee will be assessed based on the bank’s reference rate.

Business Debit Card

Gain quick and secure access to your business checking account funds through a business debit card. Make purchases anywhere Visa is accepted.

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Anytime Banking

Gain control over your company’s finances with Anytime Banking, a range of free services to help you securely manage your accounts at any time and from anywhere.

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Manage

Simplify your business operations. Just like the right equipment makes a job easier to complete, having the right tools makes your company more efficient. We offer a range of convenient services to support your business, your customers, and even your shareholders.

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