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I want free ATM access. [?]Some accounts include free use of ATMs outside the Park National Bank network. All account holders can use any of our 100+ Park National Bank ATMs for free.
I prefer my account statement:
Free checks are important to me.
An overdraft refund is important to me. [?]All accounts offer overdraft protection options. One account includes a forgiveness of one overdraft fee per month.
I want to earn interest on balances over $2,500.
Check out the ,
we believe it’s the best match for you.
Priority Series: Connect Account
The most basic checking account, with electronic access only.
Key Features
- Checkless checking1
- Paperless statement
- Overdraft Account Link
Standard Features
- Debit card
- Online banking
- Mobile banking app
- Real-time account alerts2
- Fraud monitoring
- Free access to any ATM in the Park National Bank network
- 24/7 live customer support
My estimated monthly service charge
$0**No monthly service charge associated with this account.
1The use of checks is not available with this account. Any checks drawn will be returned and may result in a fee.
2Messaging and data rates apply for account alerts. Check with your mobile phone carrier for details.
Priority Series: Simplicity Account
Our simplest checking account with reliable, easy-to-use features.
Key Features
- Free starter checks
- Paperless statement included (mailed statement optional)
- Overdraft protection options
Standard Features
- Debit card
- Online banking
- Mobile banking app
- Real-time account alerts1
- Fraud monitoring
- Free access to any ATM in the Park National Bank network
- 24/7 live customer support
My estimated monthly service charge
$0 or $2**No monthly service charge associated with this account. A $2 monthly charge is applied for a mailed statement.
1Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
How can you reduce—or eliminate—the monthly service charge?
Priority Series: Access Account
Our most popular account with features that match your preferences and money-saving benefits.
Key Features
- ATM fee refunds1 (up to $10/statement cycle)2
- Free checks
- Mailed statement included (paperless statement optional)
- Overdraft protection options
Standard Features
- Debit card3
- Online banking
- Mobile banking app
- Real-time account alerts4
- Fraud monitoring
- Free access to any ATM in the Park National Bank network
- 24/7 live customer support
My estimated monthly service charge
$0 to $10**No monthly service charge associated if you are 24 or younger or use your debit card 25+ times per statement cycle. A fee of $10 is applied for this account with options to reduce or eliminate the fee each statement cycle. Save $2 each statement cycle if you opt for paperless statements. Save $5 each statement cycle if you have between 15 and 24 debit card transactions. Discounts apply to monthly service charge only. Service charge applies per statement cycle. Because your monthly account activity and balance will likely change, your service charge amount may also vary by statement cycle.
1ATM fees refunded for use of an ATM outside of the Park National Bank network to cover the bank’s ATM fee and other provider ATM service charge up to $10 per statement cycle.
2A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.
3Debit card transactions must post to your account during the statement cycle to be considered qualifying activity.
4Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
For more information, please see account terms and conditions.
How can you reduce—or eliminate—the monthly service charge?
Priority Series: Advantage Account
Our premium account, with interest, even more benefits, and Overdraft Guard.
Key Features
- Earns interest on balances greater than $2,5001
- ATM fee refunds2 (up to $20/statement cycle3)
- Overdraft Guard
- Free checks4
- Mailed statement included (paperless statement optional)
- No fee for official checks and money orders
- Overdraft protection options
Standard Features
- Debit card5
- Online banking
- Mobile banking app with photo deposit
- Real-time account alerts6
- Fraud monitoring
- Free access to any ATM in the Park National Bank network
- 24/7 live customer support
My estimated monthly service charge
$0 to $15**No monthly service charge if you have an average monthly balance of $25,000 on deposit in any combination of checking, savings, or deposit account. A fee of $15 is applied for this account with options to reduce or eliminate the fee each statement cycle. Save $2 each statement cycle if you opt for paperless statements. Save $5 each statement cycle if you have between 15 and 24 debit card transactions and an additional $5 for using your debit card 25+ times. Discounts apply to monthly service charge only. Service charge applies per statement cycle. Because your monthly account activity and balance will likely change, your service charge amount may also vary by statement cycle. The service charge will apply if any accounts are inactive, regardless of the available balance in your accounts.
1The monthly average available balance is based on the end date of your last statement cycle for all active deposit accounts at Park.
2ATM fees refunded for use of an ATM outside of the Park National Family of Community Banks network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per statement cycle.
3A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates on your statement.
4Select styles.
5Debit card transactions must post to your account during the statement cycle to be considered qualifying activity.
6Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
Account must remain active for waiver to qualify. See terms and conditions for details.
How can you reduce—or eliminate—the monthly service charge?
Advantage Account
Premium perks
Access Account
Popular for a reason.
Simplicity Account
Uncomplicated banking + free checks.
Connect Account
All the basics. None of the paper.