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Merchant Services

Keep your business humming with Merchant Services.

Your business provides the value, we provide supportive payment solutions. It’s a perfect match to satisfy your customers. We understand the need for superior customer service in today’s marketplace, so we’ve partnered with Elavon Financial Services to deliver the leading Merchant Services that integrate banking and payment processing needs.

The Solution that Leads the Industry

Choosing the right payments partner can determine your bottom line on a daily basis. The combined banking expertise of our bank and Elavon delivers the most powerful platform in the industry.

As the third largest payment processor in the United States, Elavon processes over 1 billion transactions annually for more than 1 million merchant locations. They consistently receive high ratings for reliability and availability. You can rest easier with 100% network uptime from their fully redundant systems.

Merchant Card Services

Payment solutions are available for businesses operating in all business sectors, including:

  • Retail
  • Restaurants
  • Supermarkets
  • Lodging/hospitality
  • Education/government
  • Mail order/e-commerce

We offer a variety of specific solutions to grow your business, such as:

  • PC and terminal-based business POS solutions
  • Purchasing/corporate cards
  • Wireless payment processing
  • Fleet cards
  • Internet/e-commerce
  • Dynamic currency conversion
  • Debit/EBT
  • Reporting solutions

With our Merchant Services, you’re never alone with a problem. Well-trained customer service professionals are available 24/7 from Elavon’s call center and through online support.

 

Payment Solutions

Online Payment Solutions from Virtual Merchant

Virtual Merchant is your single-source, online terminal and payment solution. Virtual Merchant can do everything from online payment processing to transaction management, while offering a secure Internet payment gateway solution for traditional retail, mail order, telephone order, and Internet merchants.

Virtual Merchant can also accept credit card, debit card, electronic benefit transactions (food stamp and cash benefits), electronic check transactions, and electronic gift certificate transactions. These transactions are sent encrypted to the host via the Internet.

Electronic Check Service (ECS)

With Elavon, accepting checks has never been as convenient and cost-effective. ECS converts business and personal checks into safe, efficient electronic transactions that are processed with the speed and ease of credit card transactions. Gone are manual check reconciliations, time-consuming trips to the bank, and the hassles of check collections.

Our industry-leading product enables you to accept both business and personal checks while choosing the best point-of-sale configurations, risk mitigation service levels, and imaging options to match your operating needs.

Electronic Gift Cards (EGC)

Gift cards attract new customers, increase revenue, and generate repeat business. With over $80 billion in electronic gift card sales expected this year, no business should be without them.

Elavon offers the complete EGC solution along with a top-rated payment processing network, powerful multi-site and franchise reporting capabilities, direct settlement service, and a range of compatible point-of-sale solutions.

Already have an account?

Use MerchantConnect to access monthly statements, view the status of your account, and request new products.

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Business Checking

Your business has unique needs. Find an account that fits them. We offer a variety of checking accounts and convenient features, such as our Anytime Banking services and business debit cards.

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Borrow

Your goals become our goals the minute you walk into an office or dial our number. We take the time to understand the priorities of your business and clearly discuss your loan options. We’re proud to serve local businesses as a reliable lending partner.

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Anytime Banking

Gain control over your company’s finances with Anytime Banking, a range of free services to help you securely manage your accounts at any time and from anywhere.

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