You want robust checking that works for you. Our Advantage account does exactly that—earning interest and providing you with the most benefits of any of our checking accounts.
Key Features
- Earns interest on balances greater than $2,500
- ATM fee refunds (up to $20/month)1
- Overdraft Guard
- Free checks
- Mailed statement included (paperless statement optional)
- Free, unlimited, money orders and official checks
- Free, extra small safe deposit box (subject to availability)
- Enhanced statement with images
Standard Features
- Debit card
- Online banking
- Mobile banking
- Real-time account alerts2
- Fraud monitoring
- Overdraft protection options
- Free access to any Park National Bank ATM
- 24/7 live customer support
| Minimum average balance to earn interest | Interest rate | APY** |
|---|---|---|
| $0–$2,499.99 | 0.000% | 0.00% |
| $2,500-$9,999.99 | 0.010% | 0.01% |
| $10,000-$24,999.99 | 0.010% | 0.01% |
| $25,000-$49,999.99 | 0.195% | 0.20% |
| $50,000-$99,999.99 | 0.345% | 0.35% |
| $100,000+ | 0.445% | 0.45% |
Account charges apply on a monthly basis and may change from month to month. Account must remain active for waiver to qualify. See terms and conditions for details.
1ATM fees refunded for use of an ATM outside of the Park National Bank network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per month.
2Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
**The annual percentage yield (APY) listed is accurate as of 2/15/2023. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.
1ATM fees refunded for use of an ATM outside of the Park National Bank network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per month.
2Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
**The annual percentage yield (APY) listed is accurate as of 2/15/2023. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.
How can you reduce—or eliminate—the monthly service charge?
Your estimated monthly service charge:
Account charges apply on a monthly basis and may change from month to month.
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