You want robust checking that works for you. Our Advantage account does exactly that —earning interest and providing you with the most benefits of any of our checking accounts.
Key Features
- Earns interest on balances greater than $2,5001
- ATM fee refunds2 (up to $20/statement cycle3)
- Overdraft Guard
- Free checks4
- Mailed statement included (paperless statement optional)
- Free, unlimited, money orders and official checks
- Free, extra small safe deposit box (subject to availability)
- Enhanced statement with images
Standard Features
- Debit card5
- Online banking
- Mobile banking
- Real-time account alerts6
- Fraud monitoring
- Overdraft protection options
- Free access to any Park National Bank ATM
- 24/7 live customer support
| Minimum average balance to earn interest | Interest rate | APY** |
|---|---|---|
| $0–$2,499.99 | 0.000% | 0.00% |
| $2,500-$9,999.99 | 0.010% | 0.01% |
| $10,000-$24,999.99 | 0.095% | 0.10% |
| $25,000-$49,999.99 | 0.245% | 0.25% |
| $50,000-$99,999.99 | 0.395% | 0.40% |
| $100,000+ | 0.594% | 0.60% |
Service charge applies per statement cycle. Because your monthly account activity and balance will likely change, your service charge amount may also vary by statement cycle. The service charge will apply if any accounts are inactive, regardless of the available balance in your accounts.
Discounts apply to monthly service charge only.
1The monthly average available balance is based on the end date of your last statement cycle for all active deposit accounts at Park.
2ATM fees refunded for using an ATM outside of the Park National Bank network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per statement cycle.
3A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates on your statement.
4Select styles.
5Debit card transactions must post to your account during the statement cycle to be considered qualifying activity.
6Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
Account must remain active for waiver to qualify. See terms and conditions for details.
**The annual percentage yield (APY) listed is accurate as of 4/05/2023. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.
Discounts apply to monthly service charge only.
1The monthly average available balance is based on the end date of your last statement cycle for all active deposit accounts at Park.
2ATM fees refunded for using an ATM outside of the Park National Bank network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per statement cycle.
3A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates on your statement.
4Select styles.
5Debit card transactions must post to your account during the statement cycle to be considered qualifying activity.
6Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
Account must remain active for waiver to qualify. See terms and conditions for details.
**The annual percentage yield (APY) listed is accurate as of 4/05/2023. The annual percentage yield assumes interest remains on deposit until maturity and that a withdrawal will reduce earnings. Additionally, fees could reduce the earnings on the account. The interest rate and annual percentage yield may change after the account is opened. This schedule is intended for your information only. We strive for the information to be accurate. We reserve the right to change any rate that may be printed in error. At our discretion, the interest rate and annual percentage yield are subject to change.
How can you reduce—or eliminate—the monthly service charge?
Your estimated monthly service charge:
Account charges apply on a monthly basis and may change from month to month.
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