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Personal Checking

Four amazing accounts. Zero regrets.

There are no bad choices. Just good banking.

We believe banking should be simple. Our Priority Series offers four personal checking accounts, each has its perks. Just decide how much of the good stuff you want. Debit cards, overdraft protection – whatever you need, we have the right choice for you.

Advantage Account

Premium perks.

Access Account

Popular for a reason.

Simplicity Account

Uncomplicated banking + free checks.

Connect Account

All the basics. None of the paper.

Not sure which account is right for you? Compare accounts

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Advantage Account Open an Account
Access Account Open an Account
Simplicity Account Open an Account
Connect Account Open an Account
Table Heading Row Advantage Account Access Account Simplicity Account Connect Account
Service Charge

$0 – $15 /month
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$0 – $10 /month
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$0 – $2 /month
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$0 /month
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Statements

Mailed statement
(paperless optional)

Mailed statement
(paperless optional)

Paperless or mailed statement

Paperless Statement

Free Checks

Yes

Yes

Free introductory checks

No

Overdraft Protection Options Learn More

Yes
Overdraft Guard, Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link, Checkline, Courtesy Overdraft Protection

Yes
Overdraft Account Link

Non-Network ATM Fee Refunds2

Up to $20/month

Up to $10/month

No

No

Interest Earning

Yes

No

No

No

Free, unlimited, official checks and money orders

Yes

No

No

No

Free small safe deposit box (subject to availability)

Yes

No

No

No

Enhanced statement with images

Yes

No

No

No

  Open an Account Open an Account Open an Account Open an Account

1 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
2 ATM fees refunded for use of an ATM outside of the Park National Family of Community Banks network to cover the bank’s ATM fee and other provider ATM service charge up to $20 per month for the Advantage account and $10 per month for the Access account.

ATM

Our convenient ATMs provide a quick and easy way to do your banking, including making a deposit, transferring money, paying a loan, getting cash and much more. Simply insert your card and go through the easy-to-follow prompts on the screen. It’s a simple, safe and secure way to get your banking done!

FIND ATM LOCATIONS NEAR YOU >

Drive Thru

Our drive-thru locations provide you the opportunity to make deposits, pay a loan, transfer money, get cash and more, all without leaving your car.

FIND A DRIVE THRU LOCATION NEAR YOU >

Night drop

Our night drop is an easy way to utilize contactless delivery, and it can be used for deposits and loan payments. Include a deposit slip and your payment information in an envelope and place it the night drop slot, and an associate will take care of it the next business day. It is a simple, safe and secure way to make a deposit or payment.

Find night drop locations near you >