The bank and/or Federal Reserve will be closed on the holiday dates listed. Incorporate these dates into your processing windows like you would incorporate weekends.
- January 1, 2024 - New Year's Day
- January 15, 2024 - Martin Luther King, Jr. Day
- February 19, 2024 - President's Day*
- May 27, 2024 - Memorial Day
- June 19, 2024 - Juneteenth
- July 4, 2024 - Independence Day
- September 2, 2024 - Labor Day
- October 14, 2024 - Columbus Day*
- November 11, 2024 - Veterans Day
- November 28, 2024 - Thanksgiving
- December 25, 2024 - Christmas**
- January 1, 2025 - New Year's Day
*Bank offices may be open, but Federal Reserve is closed so holiday guidelines apply.
**All bank offices close at 12:00 p.m. ET on Christmas Eve, December 24. Early processing deadlines on that day are: 11:00 a.m. ET for ACH Origination, Check Positive Pay, ACH Debit Block | 11:30 a.m. ET for Wires | 12:00 p.m. ET for Remote Deposits
Online Banking Transfers, Payments, Remote Deposits, and Wires
Online transactions are not processed on holidays. Transactions submitted on a holiday via business or commercial online banking will be processed the next business day.
ACH Origination
ACH files are not processed on holidays. ACH files with an effective date on a holiday will be processed the next business day. When a holiday approaches, send your credit files one day earlier to ensure availability.
Check Positive Pay / ACH Debit Block
Exception items are not processed on holidays. Exception items are available for pay/return decisions the next business day. Exception items must be reviewed every day the bank is open, including days like Good Friday, the day after Thanksgiving, Christmas Eve, and New Year’s Eve. Items not reviewed are auto-returned.