Smile. This is your red carpet moment.
You are a very important person. You show up, put in the work and bring your best to each and every day. It isn’t always glamorous or easy, but it’s worth it because you’re building a life for yourself and those you love.
That means a lot . . . and so do you. It’s time to bank with Park and get the VIP treatment you deserve.
VIP Checking Account
Monthly service charge: $10 or $0
You can eliminate your service charge1 with one of the following:.- $500 or more in qualifying direct deposits2
- $1,000 or more monthly average available balance in this account3
- If you are 24 and under4
Key account features:
- Access to any ATM (up to $10 in fees refunded7 per statement cycle)
- Your own ParkDirect personal banker to help you along the way
VIP All-Access Checking Account
Monthly service charge: $25 or $0
You can eliminate your service charge1 with $25,000 or more on deposit with Park.5Key account features:
- Earn interest6 on balances of $2,500 or more
- All-access pass to use any ATM7
- Your own ParkDirect personal banker to help you along the way
- $150 loyalty bonus8 with any new vehicle or personal loan
VIP banking means you get your own personal banker
When you open an account with Park, you get more than you might expect – your own personal banker and the VIP treatment you deserve. We think you’ll agree, life’s just easier with a personal banker.
Your time is valuable
Debit card
It's the quickest way to pay! Add yours to your phone's mobile wallet for added convenience.
Online & mobile banking
Whether on your phone or computer, you have anytime access to your money. You'll save time with our wide range of features.
Credit Sense
Monitor your credit score, see ways to improve it, set goals, get alerts, use a simulator and more.
Zelle®9
Send and receive money from friends, family and others you trust. It's fast, safe, easy and free.
Fraud protection
We're always on alert for you, and we want to keep you informed on the many ways you can protect yourself.
Account alerts
Use text and email alerts to stay up to date on your account activity.Start banking like a VIP
It’s time to bank with Park and get the VIP treatment you deserve.
ACCOUNT INFORMATION
See terms and conditions for full account details. All accounts are subject to approval.
1 Monthly service charge is waived for the first two statement cycles to allow for electronic payments and deposits to be established. After the first two statement cycles, the monthly service charge will be waived if you meet the direct deposit or balance qualifier. A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.
2 Direct deposit qualifier is met when a total of $500 or more monthly electronic payments, such as payroll deposits, government benefits and ACH deposits are posted to the account in a statement cycle.
3 Balance qualifier is met for your VIP Checking Account when you maintain a current monthly average available balance of $1,000 or more in this account. More information about how we calculate monthly average available balance is available in your account disclosures.
4 Age qualifier is met if one or more owners on the account is 24 years of age or younger at the end of each statement cycle. Upon the youngest owner’s 25th birthday, the monthly service charges will be applied on the next statement cycle, unless another discount applies. Waiver does not apply if this account goes inactive or dormant.
5 Balance qualifier is met for your VIP All-Access Checking Account if you maintain a monthly average available balance of $25,000 or more during the previous calendar month across all of the primary owner’s open deposit accounts with Park. You must be an owner on other deposit accounts, but you do not need to be the primary owner. Wealth Management and loan relationships do not qualify. More information about how we calculate monthly average available balance is available in your account disclosures.
6 VIP All-Access Checking is an interest-bearing account. You must maintain a minimum balance of $2,500 or more in this account each day to earn interest. See Deposit Rate Sheet and account disclosures for more information.
7 For the VIP Checking Account, ATM fees refunded for use of an ATM outside of the Park network to cover non-Park bank’s ATM fee and other provider ATM service charges up to $10 per statement cycle. For the VIP All-Access Checking Account, all ATM fees will be refunded for use of an ATM outside of the Park network to cover non-Park bank’s ATM fee and other provider ATM service charge.
8 $150 loyalty bonus is credited to your VIP All-Access Checking Account when you obtain a qualifying consumer loan with Park after your VIP All-Access Checking Account is open. Loyalty bonus is typically credited to your account 45 days after the loan is closed. Checking account must remain open in order for loyalty bonus to be credited; if account is closed and/or restricted, no loyalty bonus will be awarded. Bonus is considered income and may be reportable on IRS 1099-MISC. Additional terms and conditions may apply.
9 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.