Park National Bank Website Terms of Use

By accessing this Website or using the services on this Website, you agree to be bound by these Terms of Use. If you do not agree with these Terms of Use, please do not access this Website.

This Website and any affiliated Park National Bank website, mobile site, or mobile application (“Website” or “Websites”) is owned and controlled by Park National Bank, its parent Park National Corporation and their subsidiaries and affiliates (collectively described as “Park National Bank” “we” or “us”).

This Website is meant to provide information in regard to the products and services offered by Park National Bank and its affiliates, as well as the ability to open eligible accounts with Park National Bank. The Terms of Use on this Website describe the Terms of Use that govern your use of the Website and also include services made a part of the Website or available through the Website and any of its web pages and/or mobile applications. On this Website, we use “you” and “your” to refer to any person who accesses or uses the Website or services on the Website.

The Website is intended for individuals who are at least 13 years of age and older. Please do not access this Website if you are under the age of 13 years.

By accessing the Website, you yourself are agreeing to be bound by these Terms of Use.

Park National Bank reserves the right to modify these Terms of Use at any time and also without any notice. From time to time, Park National Bank will incorporate changes into the Terms of Use posted to this Website as we see fit. If at any point you do not agree with these Terms of Use, please do not access this Website. Park National Bank also reserves the right to modify or terminate our services offered by the Website at any time. We can also reserve the right to terminate your access to the Website at any time.

1. The use of our Website, Information, and Materials

Information and materials contained within this Website are intended for informational purposes only unless expressly stated otherwise. The information does not constitute a contract you have with us or change a contract we have with you in any way. Any products and services that exist on this Website are subject to change without notice of any kind.

As a user of this Website, you acknowledge that Park National Bank may disclose and transfer the information you provide through this Website to Park National Bank subsidiaries and affiliates, service providers, and third parties if we are compelled to disclose such information by law.

At any given time, you may be eligible to open certain account types through this Website. The availability of our products and services described on this Website may differ based upon your geographic (physical) location. Your eligibility for particular products or services described in this Website is subject to final review and determination by Park National Bank. If you open accounts through this Website, you acknowledge that Park National Bank may use the information you have provided to us to fulfill your request in accordance with our policies and applicable law, including our Privacy Policy.

By conducting business through this Website, you agree to conduct business with Park National Bank electronically. This business may include uploading documentation to the Website electronically and or signing documentation or agreements electronically.

The unauthorized use of this Website and any of its related systems, including but not limited to unauthorized entry into Park National Bank’s systems, misuse of passwords, posting offensive or objectionable content, your unauthorized use of legally protected third-party content, or misuse of any information within this Website is strictly prohibited. You agree that you will not engage in any activities related to the Website that are contrary to applicable law, regulation, or terms of any agreement you have with Park National Bank.

2. Privacy

Your use of this Website is subject to the applicable privacy-related policies and notices of Park National Bank, including the Park National Bank Privacy Policy, which you can access at https://parknationalbank.com/privacy-policy/.

To the extent permitted by applicable law, by accessing or using the Website and services, you understand and agree that Park National Bank may collect and retain personal or other information about you or the device you are using to access the Website.

3. User Supplied Feedback

If you provide feedback of any kind, such as in suggestions or comments, you agree that the feedback you submit to Park National Bank at or through this Website concerning any Park National Bank services and products shall remain the property of Park National Bank and that Park National Bank will be free to utilize the feedback provided for any purpose such as in the form of ideas, concepts, know-how, or basis for new or improved services and products or methods contained in the provided information without any restriction. Park National Bank shall not be subject to any form of an obligation to protect confidentiality regarding submitted information except as specifically agreed or required by law.

4. Third-Party Links

This Website may contain links to websites that are controlled or offered by third-parties. Park National Bank disclaims liability for any information, materials, products, or services posted or offered at any and all third-party websites linked to this Website. Third-party links presented on this Website are provided to you for your convenience only. The inclusion of any link on this Website does not imply any recommendation, approval, or endorsement of the linked website by Park National Bank. If you so choose to follow any links to a third-party site, your participation in any third-party website is based solely on the agreement, if any, between you and the third-party provider.

5. Disclaimer about Warranties

Your use of this Website is at your own risk. The Website and any content such as materials or products or services on or promoted through the Website are provided to you “as is” and “as available” without warranties of any kind, either express or implied.

Park National Bank does not imply warranties, representations, or endorsements of any kind with respect to the Website or any of the services or products promoted on the Website, and all such warranties, including but not limited to all implied warranties or merchantability, fitness for a particular purpose, title, and non-infringement, are expressly disclaimed.

Park National Bank does not make any claims or assumptions regarding the use or the final result of using any materials on the Website in terms of their accuracy, correctness, reliability, or otherwise. You (and not Park National Bank) assume the entire cost of all necessary servicing, repair, or correction if you experience any loss or damage arising out of or in connection with the use of the Website.

6. Liability Limitation

To the full extent of the law, in no event whatsoever will Park National Bank, or its affiliates, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection your use, or inability to use, this Website, any Websites linked to this Website, any content on this Website or such other Websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable.

7. Indemnification

By abiding by our Terms of Use, you are agreeing to indemnify and hold harmless Park National Bank (and any and all of its associated subsidiaries, either direct or indirect) and any and all of its employees against any and all losses, liabilities, damages, claims, expenses including and not limited to attorney’s fees arising from or in connection with, or resulting (either directly or indirectly) from your violation of these Terms of Use, or misuse of our services or this Website, this also extends to include violations or misuses from employees or agents acting on your behalf.

8. Severability and Waiver

For any reason, the failure of Park National Bank to enforce any aspect of these Terms of Use is by no way a waiver of such provision. If any provision of these Terms of Use is deemed by a court to be unenforceable, any other relevant provision in these Terms of Use shall still be in full effect, and the provision deemed unenforceable shall be replaced by a provision that is enforceable as comes closest to the intention of the unenforceable provision

9. Modifications and Amendments

Park National Bank reserves the right to change or modify any portion of these Terms of Use at any time by posting an amended or replacement Terms of Use on the Website. Your continued use of the Website shall constitute acceptance of any such changes.

10. Governing Law

By accessing this Website, you agree that all matters relating to your use of this Website and any information or materials available through this Website shall be governed by the statutes and laws of the State of Ohio, with no regard to any principles of conflicts of laws.

11. Copyright Notice

All information in the pages, on screens displaying the pages, information, materials, and other forms of the content contained within this Website is owned by Park National Bank, unless expressly stated otherwise, and is under the protection of copyright laws of the United States and international copyright laws and treaties. Under no circumstances can the information, materials, and other forms of content contained within this Website be copied, modified, or used for other purposes without the express written authorization from Park National Bank.

12. Trademark Notice

The Park National Bank Logo® is a federally registered service mark of the Park National Bank. All other names, logos, product and service names, designs, and slogans displayed on this Website are their respective owners’ service marks or trademarks. As a user, you are prohibited from using any such service marks and trademarks without the express prior written consent of Park National Bank or such third party which may own the service marks and trademarks.