The right account for wherever you are in your financial journey
Bank accounts should be affordable, beneficial, transparent and safe. Our Safe Start Checking Account is designed to help you bank in a way that’s best for you.
Whether you’re opening your first checking account or returning to banking after some time away, this easy-to-use account helps you establish a strong foundation for everyday banking. It includes all the essential tools you need to manage your money and BankOn certification to give you confidence and peace of mind.
Monthly service charge: $01
Minimum opening deposit: $02
Key account features
• No monthly service charge1
• No overdraft fees3
• Your own personal banker to help you along the way
• Free paperless statement
• Free paper statement for seniors
Other account features
• Mailed or paperless statement1 (enroll in paperless statements in online banking)
• Online banking
• Mobile banking app
• Debit card
• Check writing
• Account alerts4
• Fraud monitoring
• Free credit score with Credit Sense
• Send and receive money with Zelle5
• Free access to any Park ATM
• BankOn certified6
See terms and conditions for full account details. All accounts are subject to approval.
1 Account will default to a mailed statement and a monthly $2 mailed statement service charge will be charged to your account per statement cycle. You may avoid this fee by enrolling in paperless statements through online banking. This account will not be charged for the first two statement cycles after opening the account to provide you time to enroll in paperless statements. After that, a mailed statement service charge will apply per statement cycle unless you meet the criteria to avoid the fee per statement cycle. For customers age 62 years of age or older, or for guardian, estate, QIT Trust or representative payee account types, the mailed statement service charge will be waived. Service charge waiver will not apply if this account goes inactive or dormant.
Enrollment in online banking (OLB) is required to access and elect paperless statements. If you fail to enroll in OLB and elect paperless statements, discontinue or fail to maintain your OLB enrollment, we may return your account to paper statements, and the applicable service charge will be assessed.
2 A $25 minimum opening deposit is required to open this account online.
3 Overdraft fees: Overdraft protection is not available on this account. Most transactions will be declined if funds are insufficient. However, certain transactions such as tips added to restaurant charges may result in a negative balance. In these cases, no Non-Sufficient Funds (NSF) fee will be charged.
4 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
5 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
6 Safe Start Checking is BankOn certified and meets Cities for Financial Empowerment Fund national account standards for safe, affordable and accessible banking.