Enjoy banking designed around you
The VIP Checking Account makes managing your money simple, convenient and flexible, however you prefer to bank. Experience VIP treatment with access to any ATM and the personalized support of your own dedicated banker.
Beyond everyday banking, you’ll have access to financial wellness resources and educational opportunities throughout the year, helping you build confidence in budgeting, saving, borrowing and planning for the future. As part of this exclusive offer, eligible employees can earn a $300 bonus* by opening a new VIP Checking Account and receiving qualifying electronic deposits of at least $1,000 or more within 90 days.
Minimum opening deposit: $100
Monthly service charge: $10 or $0
You can eliminate your monthly service charge6 with one of the following:
- $500 or more in qualifying direct deposits7
- $1,000 or more monthly average available balance in this account8
- If you are 24 and under9
Key account features
• Access to any ATM (up to $10 in fees refunded1 per statement cycle)
• Your own personal banker to help you along the way
• Easy way to waive the monthly service charge
Other account features
• Mailed or paperless statement2 (enroll in paperless statements in online banking)
• Debit card
• Online banking
• Mobile banking app
• Fraud monitoring
• Account alerts3
• Overdraft protection options4
• Free credit score with Credit Sense
• Send and receive money with Zelle®5
• Free access to any Park ATM
See terms and conditions for full account details.
All accounts are subject to approval.
*Offer is available to new qualifying personal checking customers and is subject to account approval. Current customers who own or are a signer on an existing Park personal checking account are not eligible for this offer. Applicants must be at least 18 years old and reside in Ohio, Kentucky, North Carolina, South Carolina or Tennessee. Limit one bonus per customer. Employees must open a new qualifying VIP Checking Account using the designated Workplace Banking offer and enter the promotional code at account opening. The bonus will not be applied if the promotional code is
omitted or entered incorrectly. Eligibility requirements are reviewed approximately 90 days after account opening, and the bonus will be deposited within 15 days after qualification is confirmed.
The account must remain open and unrestricted at the time of bonus payment. Offer availability is subject to change without notice. Bonus payments may be reportable on IRS Form 1099-INT.
1ATM fees refunded for use of an ATM outside of the Park network to cover non-Park bank’s ATM fee and other provider ATM service charge up to $10 per statement cycle.
2Account will default to a mailed statement. Paperless statements can be set up after enrollment in online banking.
3Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
4Overdraft protection options: If you open your account online, charges that overdraw your account will be declined and no fees will apply. To view our overdraft protection options, visit parknationalbank.com; to request access to our overdraft protection services, please speak with your local banker or call 888-474-7275. Overdraft options include Account Link, Checkline and Courtesy Overdraft Protection. You may request one of these options at any time. Additional terms and conditions, fees and qualifications will apply based on the overdraft protection option
chosen.
5U.S. checking account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
6Monthly service charge is waived for the first two statement cycles to allow for electronic payments and deposits to be established. After the first two statement cycles, the monthly service charge will be waived if you meet the direct deposit or balance qualifier. A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.
7Direct deposit qualifier is met when a total of $500 or more monthly electronic payments, such as payroll deposits, government benefits and ACH deposits are posted to the account in a statement cycle.
8Balance qualifier is met when you maintain a current monthly average available balance of $1,000 or more in this account. More information about how we calculate monthly average available balance is available in your account disclosures.
9Age qualifier is met if one or more owners on the account is 24 years of age or younger at the end of each statement cycle. Upon the youngest owner’s 25th birthday, the monthly service charges will be applied on the next statement cycle, unless another discount applies. Waiver does not apply if this account goes inactive or dormant.
Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google Wallet is a trademark of Google LLC. Samsung Wallet is a registered trademark of Samsung Electronics Co., Ltd.