*Bank offices may be open, but Federal Reserve is closed so holiday guidelines apply.
**Most bank offices close at 12 p.m. ET on Christmas Eve, December 24. Early processing deadlines on that day are: 11 a.m. ET for ACH Origination, Check Positive Pay, ACH Debit Block | 11:30 a.m. ET for Wires | 12 p.m. ET for Remote Deposits
Online Banking Transfers, Payments, Remote Deposits, and Wires
Online transactions are not processed on holidays. Transactions submitted on a holiday via Business Online Banking will be processed the next business day.
ACH files are not processed on holidays. ACH files with an effective date on a holiday will be processed the next business day. When a holiday approaches, send your credit files one day earlier to ensure availability.
Check Positive Pay / ACH Debit Block
Exception items are not processed on holidays. Exception items are available for pay/return decisions the next business day. Exception items must be reviewed every day the bank is open, including days like Good Friday, the day after Thanksgiving, Christmas Eve, and New Year’s Eve. Items not reviewed are auto-returned.