Skip to Main Content

Fraud Protection

Fraud prevention tips

To help safeguard your accounts, it’s essential that we can reach you quickly if we detect suspicious activity. Please make sure your phone number, email address, and mailing address are current. Keeping your contact information up to date allows us to alert you immediately and take swift action to prevent fraud.

Looking for more ways to stay informed? Visit our Insights and Education section for helpful articles on fraud prevention, financial security, and smart banking practices.

Safe banking for seniors

As technology continues to shape how we manage money, it’s important for seniors to feel confident and secure in their banking practices. This section offers guidance to help protect your financial well-being and navigate modern banking with peace of mind.

Learn more »

Safe banking for teens & college students

Starting out with financial independence is exciting – but it also comes with responsibility. This section is designed to help teens and college students build smart habits and stay safe while managing their money.

Learn more »

 

Common scams to know

Stay aware and informed

Learn the basics of common scams and how to spot them.

More common scams to know

Fake bank websites or apps

Scammers build fake bank websites and apps to steal your login info.

Account takeover (ATO)

Criminals hijack your account with stolen logins, then move money or change settings.

Check fraud

Check fraud involves altering, forging, or stealing checks to withdraw money illegally.

Act quickly. Visit the “Contact Us to Report Fraud” section below to find the right contact based on the type of account affected.

Scammers often use urgency, threats, or promises to trick you. If someone asks for personal information, login credentials, or payment over the phone, email, or text – stop and verify. When in doubt, contact your bank directly using a trusted number.

Yes – when used properly. Always use official banking apps, secure Wi-Fi, and strong passwords.

  • Phishing: Fraudulent emails pretending to be from your bank.
  • Smishing: Similar scams sent via text message.
  • Vishing: Voice calls from scammers pretending to be bank representatives.

Learn more about other common scams to watch out for.

Stay alert, monitor your accounts regularly, and never share sensitive information. Learn to recognize common scams and use secure banking practices.

Zelle® is a secure way to send money directly between bank accounts, but it should only be used with people you know and trust. Unlike credit or debit card transactions, payments made through Zelle® are typically instant and irreversible.1 If you send money to a scammer or by mistake, it may not be recoverable. Always verify the recipient before sending.

It depends on the situation. Banks may be able to reverse unauthorized transactions if reported quickly. The sooner you act, the better your chances of recovery.

If you believe your account has been compromised, or you see an unauthorized charge on your card, let us know right away.

Debit card fraud

Was your debit card lost or stolen? Do you have an unauthorized charge on your debit card? Did a merchant charge your debit card twice for the same transaction?

If you suspect any of these, click here to find out what to do.

Account fraud

Did someone use your information to log in to your account without permission? Did you accidentally provide account information to someone thinking it was Park? Is there a check written on your account that you didn’t write?

If so, contact us immediately through one of these options:

  • Chat or call our Customer Care Center at 888-474-7275 (available Monday through Saturday 7:00 a.m. to 7:00 p.m.)
  • Login to online banking > click Profile (found under your name on desktop or the top menu on mobile) > click Secure Forms

Credit card fraud

Was your credit card lost or stolen? Do you have an unauthorized charge on your credit card? Did a merchant charge your credit card twice for the same transaction?

If you suspect any of these, click here to find out what to do.