Our VIP Savings Account is a basic savings account that helps you build your financial foundation. You’ll experience banking like a VIP with access to your own personal banker.
Monthly service charge: $5 or $0
You can eliminate your monthly service charge by maintaining a monthly average available balance of $300 or more during the statement cycle1.
Minimum opening deposit: $100
Key account features
• Earn interest2 on balances of $300 or more
• Your own ParkDirect personal banker to help you along the way
Other account features
• Mailed or paperless statement3 (enroll in paperless statements in online banking)
• Unlimited transfers
• Online banking
• Mobile banking app
• Fraud monitoring
• Account alerts4
• Send and receive money with Zelle®5
All accounts are subject to approval.
See terms and conditions for full account details.
1 Monthly service charge is waived for the first statement cycle to allow for deposits to be established. After the first statement cycle, the monthly service charge will be waived if the average available balance for the monthly statement cycle is $300 or more. A statement cycle is approximately 30 days. Statements are distributed on a quarterly basis, however your statement cycle is still approximately 30 days for fee calculation. The number of days can vary depending on the number of days in a month and if the cycle end date falls on a weekend. More information about how we calculate monthly average available balance is in your account disclosures.
2 This is an interest-bearing account. You must maintain a minimum balance of $300 or more in this account each day to earn interest. See Deposit Rate Sheet and account disclosures for more information.
3 Account will default to a quarterly mailed statement. Paperless statements can be set up after enrollment in online banking.
4 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
5 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.